Phone

+123-234-1234

Email

info@luminacfopartners.com

Location

Street no 3434 city xyz

Unlocking Growth with
Lumina CFO Partners

Illuminate Your Business Journey Through Financial Intelligence

Only 50% of startups survive past the first 5 years.
Lumina CFO Partners is your strategic ally in financial excellence, offering top-tier fractional CFO services tailored for startups and inspiring SMEs.

THE PROBLEM

Current Landscape

Many SMEs lack access to high-level financial expertise, leading to poor financial planning, inefficient capital allocation, and missed growth opportunities. Without strategic financial guidance, these businesses face significant challenges in sustaining profitability and scaling their operations in the long-run.
About Us

Lumina CFO Partners

We are committed to delivering actionable solutions that drive measurable results, enhance efficiency, and foster sustainable growth.

At Lumina CFO Partners, we believe in empowering businesses to reach their full potential. With a team of seasoned consultants, we bring a wealth of experience, innovation, and practical solutions tailored to your unique challenges. Whether you’re a startup seeking guidance or an established enterprise aiming for expansion, we are here to provide the insights and strategies you need to thrive.

Services

What we do

Financial Reporting & Analysis

Gain actionable insights with customized financial reports and key performance indicator analysis.

Strategic Financial Planning & Modelling

Align your business strategies with robust financial models and scenario planning.

Cash Flow Management

Optimize cash flow and ensure liquidity for stable and efficient business operations.

business-man-financial-inspector-secretary-making-report-calculating-checking-balance-internal-revenue-service-inspector-checking-document-audit-concept_11zon

Goal Setting & Financial Road Mapping

Define clear financial goals and create strategic roadmaps for long-term business success.

Keys

Key Advantages

Access to plethora of world-class financial advisory and strategic consulting team for a fraction of the cost in-house, freeing up resources to grow business even more.

 

Translating financial data into actionable tactics for achieving long-term, sustainable development and growth in your business as your trusted advisors.

 

Personalized solutions that are specifically designed to tackle unique and individual requirements of your business, ensuring that each challenge is addressed with a customized strategy that fits your needs.

 
How it works

Our Working Framework

How it works

Our Working Framework

Seamless integrations

Let's talk about budget

Teaser

For start-ups that want to test the waters of CFO advisory services and experience value-add

AED 2,000 Month
  • 3 hours / month retainer
  • Monthly financial pack review & high-level commentary
  • Monthly financial KPI advisory catchup

Starter

Packaged for start-ups and SMEs that need assistance to get their finances off the ground

AED 5,000 Month
  • 10 hours / month retainer
  • Monthly financial reporting review & analysis
  • Preparation of customized financial dashboards / corrective KPIs tracking
  • Monthly strategic financial advisory session
  • Fully-customizable additional deliverables checklist

Momentum

Packaged for start-ups and SMEs that are seeing growth and need a CFO boost

AED 15,000 Month
  • 20 hours / month retainer
  • Starter pack plus: Access to full CFO team resources and financial modelling
  • Development of budgeting and forecasting
  • Cash flow management to ensure liquidity
  • Operational efficiency improvement
  • Fully-customizable additional deliverables checklist

Executive

Packaged for start-ups and SMEs that require comprehensive CFO attention without the cost

AED 30,000 Month
  • 40 hours / month retainer
  • Momentum pack plus: Access to comprehensive CFO services and network
  • Capital optimization strategy development
  • Risk management and compliance advisory including audit support
  • Fully-customizable additional deliverables checklist

Real World Value of Lumina CFO Partners

Cash Flow Management

A boutique management consulting firm, was struggling with cash flow and liquidity issues. Monthly financial surprises were common, and the managing partner lacked clarity on the firm’s financial standing.

Lumina CFO Partners stepped in and created a robust cash flow forecast, providing the partner with clear insights and reducing financial surprises each month. Additionally, Lumina reviewed the firm’s working capital policies and introduced a new strategy focused on optimizing receivables and payables. This included implementing stricter credit control measures, renegotiating supplier payment terms, and introducing a dynamic discounting program for early payments, which improved liquidity and stabilized cash flow.

This translated into an improvement of lock-up days from 185 days to 93 days which allowed for much easier cash flow management. 

Don't know where to look

A local furniture business, was experiencing a steady decline in sales and profits since the start of its third year, despite having a strong business plan and initial success.

Lumina CFO Partners conducted a thorough analysis of the business operations and identified gaps in the existing KPIs. They introduced a comprehensive KPI revision strategy, which included new performance metrics focused on customer retention, average spend per customer, and inventory turnover rates. Furthermore, Lumina developed a customized dashboard reporting system, enabling real-time monitoring and decision-making. These changes provided the business owner with actionable insights and strategic direction, leading to a gradual recovery in sales and profitability. 

Take it to the next level

A marketing agency had been scaling impressively over the past two years and the owner was considering expanding operations further. However, securing the necessary capital for expansion was a challenge.

Lumina CFO Partners crafted a solid Series A funding roadmap for the owner and their in-house Finance manager. This roadmap included comprehensive audit assistance, meticulous due diligence advisory, and a well-structured pitch deck highlighting the company’s growth potential. Lumina also leveraged its extensive network to connect the owner with ideal venture capital firms. This holistic approach not only facilitated the successful raising of capital but also positioned the agency for sustainable growth and expansion.

Ready to Elevate Your Business?

Connect with us for a free consultation and unlock the full potential of your business.
Blog

Stay Informed with Our Blog

Scroll to Top

Terms & Conditions

Welcome to Lumina CFO Partners. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. General

1.1. These Terms and Conditions govern your use of the Lumina CFO Partners website and any services provided therein.
1.2. By accessing our website, you agree to these terms in full. If you do not agree with these terms, please do not use our website.

2. Use of the Website

2.1. You agree not to use the website for any illegal or unauthorized purpose.
2.2. You are responsible for ensuring that your use of the website complies with all applicable laws and regulations.

3. Intellectual Property

3.1. All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Lumina CFO Partners or its content suppliers and is protected by copyright and other intellectual property laws.
3.2. You may not reproduce, distribute, or create derivative works based on the content of this website without the prior written consent of Lumina CFO Partners.

4. Limitation of Liability

4.1. Lumina CFO Partners shall not be liable for any damages arising out of or in connection with the use of this website. This includes, but is not limited to, direct, indirect, incidental, punitive, and consequential damages.

5. Disclaimers

5.1. The information provided on this website is for general informational purposes only and does not constitute professional advice.
5.2. Lumina CFO Partners makes no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, or products included on this website.

6. Privacy

6.1. Your use of the website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by this reference.

7. Governing Law

7.1. These Terms and Conditions shall be governed by and construed in accordance with the laws of the United Arab Emirates.
7.2. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of the United Arab Emirates.

8. Changes to These Terms

8.1. Lumina CFO Partners reserves the right to change these terms at any time. Your continued use of the website after any changes indicates your acceptance of the new terms.

9. Contact Us

If you have any questions about these Terms and Conditions, please contact us at inquiries@luminacfo.com

Privacy Policy

Lumina CFO Partners is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

1. Information We Collect

1.1. Personal Information: We may collect personally identifiable information such as your name, email address, and phone number when you voluntarily submit it to us through forms or other interactions on our website.
1.2. Non-Personal Information: We may also collect non-personal information such as your browser type, operating system, IP address, and usage data to help us improve our website and services.

2. How We Use Your Information

2.1. To Provide Services: We may use your personal information to respond to your inquiries, provide the services you request, and manage your account.
2.2. To Improve Our Website: We use non-personal information to monitor and analyze usage patterns to improve our website’s performance and user experience.
2.3. Marketing: With your consent, we may send you promotional materials or notifications related to our services.

3. How We Share Your Information Intellectual Property

3.1. Third-Party Service Providers: We may share your information with third-party service providers who assist us in operating our website or conducting our business, as long as they agree to keep your information confidential.
3.2. Legal Requirements: We may disclose your information if required by law or in response to legal processes.

4. Security of Your Information

4.1. We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no data transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

5. Cookies

5.1. We may use cookies to enhance your experience on our website. Cookies are small data files stored on your device that help us recognize you and remember your preferences.
5.2. You can choose to disable cookies through your browser settings, but this may affect your ability to use certain features of our website.

6. Your Rights

6.1. You have the right to access, update, or delete the personal information we hold about you. To exercise these rights, please contact us at inquiries@luminacfo.com.
6.2. You may also unsubscribe from marketing communications at any time by following the instructions provided in the emails we send you.

7. Changes to This Privacy Policy

7.1. We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at inquiries@luminacfo.com